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About Us

So, what’s with the logo? 

Our logo can be interpreted in many ways.
For us, we wanted to create something strong and that reflected not only what we do, but what we love.

Our icon is supposed to represent growth, or a gradual build towards a goal or dream. It is also signifies a breeze or satisfaction once that dream has been achieved.

It combines our love of nature and the outdoors. As per a lot of our images on this site.

Looking closely you should see a snowy mountain, at the same time you might also see sails or a boat – blasting away under spinnaker.

Coincidence or clever?

Our Principal and Director, Jason Smyth, is a highly accomplished and dedicated mortgage broker, renowned for his practical and personal approach in assisting his clients achieving their financial goals and dreams.

Smyth Loan Co was established by Jason in 2023, after 10 years of loan writing through the Mortgage and Finance Association of Australia (MFAA) for companies including Bennetto Finance and Tassie Home Loans. He had also previously been employed by the likes of Commonwealth Bank of Australia, MyState Bank (formerly islandState Credit Union), and The Home Loan Shop over an 8 year period.

Jason has established himself as an elite broker within the Australian mortgage industry, being a top 100 performer within the Professional Lenders Association Network of Australia (PLAN Australia) – now Loan Market Group.

Completing his Diploma of Finance and Mortgage Broking Management in 2013, Jason’s finance career commenced many years earlier whilst studying Commerce at the University of Tasmania in 2004.

Outside of Smyth Loan Co, Jason has several interests including sailing, hiking, and travelling, with a general love of anything outdoors and the ocean. He has previously been associated with several sporting clubs where he played Australian Rules Football, Cricket, and Basketball. Jason is also currently the Treasurer of Lauderdale Yacht Club, a place dear to his heart and a position he has held for several years.

Jason takes pride in assisting others with their lending needs and is very approachable for those seeking advice.

 

Smyth Loan Co’s key attributes and core values:

Client-Centric Approach

Jason and his team are renowned for placing clients’ needs at the forefront of their services. We will actively listen to aspirations and goals, offering personalised advice and tailored solutions to ensure we make well-informed decisions.

Ethical & Transparent

We uphold the highest standards of integrity, transparency, and ethics in everything we do. Our honest and candid approach means we ensure that you understand the terms and conditions associated with any mortgage proposal before going ahead with it.

Extensive Expertise

With a decade of experience in the mortgage industry, we possess an extensive knowledge of various loan products, interest rates, and lending criteria. This in-depth understanding empowers us to guide clients effectively through the often intricate process of securing the most suitable mortgage options.

Market Insights

Keeping a keen eye on the ever-changing market trends and regulations, at Smyth Loan Co we provide our clients with up-to-date information and expert insights. This ensures that you are well-positioned to capitalise on favorable market conditions.

Problem Solvers

We regularly encounter a myriad of complex financial scenarios and situations. We thrive in finding creative and practical solutions, enabling you to overcome obstacles that might hinder most mortgage applications.

Strong MFAA Affiliation

Our association with the Mortgage & Finance Association of Australia (MFAA) underscores a commitment to professional development and adherence to industry best practices. This affiliation further enhances his credibility and expertise in the field.

Ready to make the move?

Get in Touch
Ready to discover the keys to increasing your borrowing capacity? We’re sharing our best tips to help you improve your borrowing power! 🔑📈

Tip 3: Optimise your expenses

How much you’re spending day-to-day can play a role in determining what you can borrow. Take a closer look at your monthly expenses - from service providers to healthcare and of course, Uber Eats! Identify areas where you can trim and ideally redirect those funds towards loan repayments.

If you want to chat to an experienced broker who can help you identify ways to increase your borrowing capacity, get in touch today!

#MortgageBroker #MortgageTips #BorrowingCapacity #FinancialFreedom #FinancialGoals #DebtFreeJourney
💡 If you’re an investment property owner, understanding property depreciation is essential! Here’s why:

🏡 What is property depreciation?

Property depreciation is a tax deduction available to investment property owners. It refers to the wear and tear on the building and its fixtures over time, not the overall market value of the property.

🔍 How does it work?

The Australian Taxation Office (ATO) allows you to claim deductions in two ways:

Diminishing Value Method: Higher deductions in the early years.

Prime Cost Method: Equal deductions over the property’s life.

📉 Example:

Diminishing Value: If your property was purchased for $500,000, you could claim $25,000 in the first year.

Prime Cost: With a 2.5% annual deduction, you would claim $12,500 each year.

💸 Why claim depreciation?

Claiming depreciation reduces your taxable income, meaning you pay less tax. This reflects the natural wear and tear on your property.

🤔 Want to learn more? Hit follow or reach out to us today!

#InvestmentProperties #PropertyDepreciation #MortgageBroker #HomeLoans
Reminder! 🚨

We can help with a wide range of services including home loans, business loans, asset finance, debt consolidation, refinancing and much more!

Reach out today via the details on our page to learn more.

#MortgageBroker #HomeLoans #RefinanceLoans #AssetFinance #BusinessLoans
Need to bridge the gap between your current and future home? 🏠💰

Whether you're upsizing, downsizing, or relocating…bridging loans offer the solution to seamlessly transition to your next property, before selling your current one.

Contact us today via the info on our page to learn more!

#MortgageBroker #BridgingLoans #SeamlessTransition #HomeOwnershipJourney
... just a quick one though! 

Loans 📈📉 to write 💻🖱✍️ 
Dreams 🌄🏠 to secure ✨️ ✅️ 

#gettingitdone #smythloanco
Ready to discover the keys to increasing your borrowing capacity? We’re sharing our best tips to help you improve your borrowing power! 🔑📈

Tip 2: Income — Higher income translates to a higher borrowing capacity.

If you’re able to, explore opportunities to increase your earnings: take on extra work, negotiate a raise, or tap into alternative income streams.

If you’ve recently increased your overall income and want to chat to a professional about what it means for your borrowing capacity, get in touch today!

#MortgageBroker #MortgageTips #BorrowingCapacity #FinancialFreedom #FinancialGoals
Don't let financial stress weigh you down! 📉 It's time to take control of your finances and explore your options.

💰✨ Refinancing your loan could be the game-changer you've been looking for. With our expert guidance, you can potentially lower your interest rates and save big bucks in the long run. 🏡💸

Don't wait until it's too late! Reach out today and let's discuss how we can help you ease that pressure and put more money back in your pocket.

#MortgageBroker #Refinance #FinancialFreedom #SaveMoney
Not bad on the cheeks either #goodchair 😂