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About Us

So, what’s with the logo? 

Our logo can be interpreted in many ways.
For us, we wanted to create something strong and that reflected not only what we do, but what we love.

Our icon is supposed to represent growth, or a gradual build towards a goal or dream. It is also signifies a breeze or satisfaction once that dream has been achieved.

It combines our love of nature and the outdoors. As per a lot of our images on this site.

Looking closely you should see a snowy mountain, at the same time you might also see sails or a boat.

Coincidence or clever?

Our Principal and Director, Jason Smyth, is a highly accomplished and dedicated mortgage broker, renowned for his practical and personal approach in assisting his clients achieving their financial goals and dreams.

Smyth Loan Co was established by Jason in 2023, after 10 years of loan writing through the Mortgage and Finance Association of Australia (MFAA) for companies including Bennetto Finance and Tassie Home Loans. He had also previously been employed by the likes of Commonwealth Bank of Australia, MyState Bank (formerly islandState Credit Union), and The Home Loan Shop over an 8 year period.

Jason has established himself as an elite broker within the Australian mortgage industry, being a top 100 performer within the Professional Lenders Association Network of Australia (PLAN Australia) – now Loan Market Group.

Completing his Diploma of Finance and Mortgage Broking Management in 2013, Jason’s finance career commenced many years earlier whilst studying Commerce at the University of Tasmania in 2004.

Outside of Smyth Loan Co, Jason has several interests including sailing, hiking, and travelling, with a general love of anything outdoors and the ocean. He has previously been associated with several sporting clubs where he played Australian Rules Football, Cricket, and Basketball. Jason is also currently the Treasurer of Lauderdale Yacht Club, a place dear to his heart and a position he has held for several years.

Jason takes pride in assisting others with their lending needs and is very approachable for those seeking advice.

 

Smyth Loan Co’s key attributes and core values:

Client-Centric Approach

Jason and his team are renowned for placing clients’ needs at the forefront of their services. We will actively listen to aspirations and goals, offering personalised advice and tailored solutions to ensure we make well-informed decisions.

Ethical & Transparent

We uphold the highest standards of integrity, transparency, and ethics in everything we do. Our honest and candid approach means we ensure that you understand the terms and conditions associated with any mortgage proposal before going ahead with it.

Extensive Expertise

With a decade of experience in the mortgage industry, we possess an extensive knowledge of various loan products, interest rates, and lending criteria. This in-depth understanding empowers us to guide clients effectively through the often intricate process of securing the most suitable mortgage options.

Market Insights

Keeping a keen eye on the ever-changing market trends and regulations, at Smyth Loan Co we provide our clients with up-to-date information and expert insights. This ensures that you are well-positioned to capitalise on favorable market conditions.

Problem Solvers

We regularly encounter a myriad of complex financial scenarios and situations. We thrive in finding creative and practical solutions, enabling you to overcome obstacles that might hinder most mortgage applications.

Strong MFAA Affiliation

Our association with the Mortgage & Finance Association of Australia (MFAA) underscores a commitment to professional development and adherence to industry best practices. This affiliation further enhances his credibility and expertise in the field.

Ready to make the move?

Get in Touch
Smyth Loan Co - Mortgage Broker, Tasmania

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Smyth Loan Co - Mortgage Broker, Home & Investment Loan Experts. Anytime, anywhere - Australian States & Territories. Helping you realise your property dreams! Fully digital service for anyone wanting to buy a home, refinance, consolidate debt or build their investment portfolio. With access to over 50 lenders, 20 years in the banking + finance industries, we have an honest, no-nonsense approach to finance, & are driven to save you time + money.

The RBA has raised the cash rate to 4.85%.

With everyday costs already stretching budgets, another rise can feel like a lot.

If you own a home, a loan review could uncover options worth considering.

If you’re planning to buy, checking your borrowing capacity can help you understand what’s manageable.

Get in touch to talk through your next step.

General information only. It does not take into account your objectives, financial situation or needs. Credit is subject to lender approval.

#MortgageBroker #RBAUpdate #HomeLoans #InterestRates

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The RBA has raised the cash rate to 4.85%. With everyday costs already stretching budgets, another rise can feel like a lot. If you own a home, a loan review could uncover options worth considering. If you’re planning to buy, checking your borrowing capacity can help you understand what’s manageable. Get in touch to talk through your next step. General information only. It does not take into account your objectives, financial situation or needs. Credit is subject to lender approval. #MortgageBroker #RBAUpdate #HomeLoans #InterestRates

The RBA has raised the cash rate to 4.85%.

With everyday costs already stretching budgets, another rise can feel like a lot.

If you own a home, a loan review could uncover options worth considering.

If you’re planning to buy, checking your borrowing capacity can help you understand what’s manageable.

Get in touch to talk through your next step.

General information only. It does not take into account your objectives, financial situation or needs. Credit is subject to lender approval.

#MortgageBroker #RBAUpdate #HomeLoans #InterestRates ...

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Happy Halloween! 👻

Wishing you a good company and the best lollies in the bowl.

#HappyHalloween #SpookySeason #TrickOrTreat

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Happy Halloween! 👻 Wishing you a good company and the best lollies in the bowl. #HappyHalloween #SpookySeason #TrickOrTreat

Happy Halloween! 👻

Wishing you a good company and the best lollies in the bowl.

#HappyHalloween #SpookySeason #TrickOrTreat ...

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If your business has grown since your latest tax return, you might wonder how that fits into a home loan application.

Some lenders may consider more recent financial information too. What they accept and how they assess it will vary.

A busy few months won’t automatically mean a bigger loan, but it’s worth exploring.

Let’s talk about the documents that could help explain your current position.

General information only. Finance is subject to assessment and lender criteria.

#MortgageBroker #SelfEmployed #BusinessOwners #HomeLoans

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Open
If your business has grown since your latest tax return, you might wonder how that fits into a home loan application. Some lenders may consider more recent financial information too. What they accept and how they assess it will vary. A busy few months won’t automatically mean a bigger loan, but it’s worth exploring. Let’s talk about the documents that could help explain your current position. General information only. Finance is subject to assessment and lender criteria. #MortgageBroker #SelfEmployed #BusinessOwners #HomeLoans

If your business has grown since your latest tax return, you might wonder how that fits into a home loan application.

Some lenders may consider more recent financial information too. What they accept and how they assess it will vary.

A busy few months won’t automatically mean a bigger loan, but it’s worth exploring.

Let’s talk about the documents that could help explain your current position.

General information only. Finance is subject to assessment and lender criteria.

#MortgageBroker #SelfEmployed #BusinessOwners #HomeLoans ...

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Before trading in, compare what your car is worth with the amount needed to pay off its loan.

A $25,000 trade-in with a $30,000 loan payout leaves a $5,000 gap.

That money still needs to come from somewhere. Don’t assume the new loan will cover it.

Let’s check the old loan before planning the new wheels.

Illustrative example only. General information only. Finance is subject to assessment and lender criteria.

#MortgageBroker #EVFinance #CarFinance #ElectricVehicles #VehicleTradeIn

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Before trading in, compare what your car is worth with the amount needed to pay off its loan. A $25,000 trade-in with a $30,000 loan payout leaves a $5,000 gap. That money still needs to come from somewhere. Don’t assume the new loan will cover it. Let’s check the old loan before planning the new wheels. Illustrative example only. General information only. Finance is subject to assessment and lender criteria. #MortgageBroker #EVFinance #CarFinance #ElectricVehicles #VehicleTradeIn

Before trading in, compare what your car is worth with the amount needed to pay off its loan.

A $25,000 trade-in with a $30,000 loan payout leaves a $5,000 gap.

That money still needs to come from somewhere. Don’t assume the new loan will cover it.

Let’s check the old loan before planning the new wheels.

Illustrative example only. General information only. Finance is subject to assessment and lender criteria.

#MortgageBroker #EVFinance #CarFinance #ElectricVehicles #VehicleTradeIn ...

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The rent helps pay the loan. Until there’s a gap between tenants.

Loan repayments and property expenses keep coming, even when the property is empty.

Before buying, check how your budget would handle a vacancy, an unexpected repair or both at once.

Let’s look at the borrowing costs with some breathing room built into the numbers.

General information only, not investment or tax advice. Finance is subject to assessment and lender criteria.

#MortgageBroker #InvestmentProperty #InvestmentLoans #PropertyFinance #PropertyInvesting

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The rent helps pay the loan. Until there’s a gap between tenants. Loan repayments and property expenses keep coming, even when the property is empty. Before buying, check how your budget would handle a vacancy, an unexpected repair or both at once. Let’s look at the borrowing costs with some breathing room built into the numbers. General information only, not investment or tax advice. Finance is subject to assessment and lender criteria. #MortgageBroker #InvestmentProperty #InvestmentLoans #PropertyFinance #PropertyInvesting

The rent helps pay the loan. Until there’s a gap between tenants.

Loan repayments and property expenses keep coming, even when the property is empty.

Before buying, check how your budget would handle a vacancy, an unexpected repair or both at once.

Let’s look at the borrowing costs with some breathing room built into the numbers.

General information only, not investment or tax advice. Finance is subject to assessment and lender criteria.

#MortgageBroker #InvestmentProperty #InvestmentLoans #PropertyFinance #PropertyInvesting ...

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A balloon payment is a lump sum due at the end of some car loans.

It can make the regular repayments smaller but that final amount still needs paying. Selling the car might not cover it and getting another loan isn’t guaranteed.

Before saying yes, check the repayments, total cost and what’s due at the finish line.

Got a car finance quote? Let’s take a look.

General information only. Finance is subject to assessment and lender criteria.

#MortgageBroker #CarFinance #CarLoans #BalloonPayment

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Open
A balloon payment is a lump sum due at the end of some car loans. It can make the regular repayments smaller but that final amount still needs paying. Selling the car might not cover it and getting another loan isn’t guaranteed. Before saying yes, check the repayments, total cost and what’s due at the finish line. Got a car finance quote? Let’s take a look. General information only. Finance is subject to assessment and lender criteria. #MortgageBroker #CarFinance #CarLoans #BalloonPayment

A balloon payment is a lump sum due at the end of some car loans.

It can make the regular repayments smaller but that final amount still needs paying. Selling the car might not cover it and getting another loan isn’t guaranteed.

Before saying yes, check the repayments, total cost and what’s due at the finish line.

Got a car finance quote? Let’s take a look.

General information only. Finance is subject to assessment and lender criteria.

#MortgageBroker #CarFinance #CarLoans #BalloonPayment ...

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$80,000 saved doesn’t mean an $80,000 deposit.

Buying costs like legal fees, inspections and any stamp duty may come from the same savings.

Plan for three things: your deposit, buying costs and a buffer for life after settlement.

Let’s check the numbers before you make an offer.

General information only. Eligibility and lending criteria apply. Fees and charges may apply.

#MortgageBroker #FirstHomeBuyer #HomeDeposit #HomeBuying #HomeLoans

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Open
$80,000 saved doesn’t mean an $80,000 deposit. Buying costs like legal fees, inspections and any stamp duty may come from the same savings. Plan for three things: your deposit, buying costs and a buffer for life after settlement. Let’s check the numbers before you make an offer. General information only. Eligibility and lending criteria apply. Fees and charges may apply. #MortgageBroker #FirstHomeBuyer #HomeDeposit #HomeBuying #HomeLoans

$80,000 saved doesn’t mean an $80,000 deposit.

Buying costs like legal fees, inspections and any stamp duty may come from the same savings.

Plan for three things: your deposit, buying costs and a buffer for life after settlement.

Let’s check the numbers before you make an offer.

General information only. Eligibility and lending criteria apply. Fees and charges may apply.

#MortgageBroker #FirstHomeBuyer #HomeDeposit #HomeBuying #HomeLoans ...

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Australia’s national Home Value Index fell 1.1% in September, marking the sixth month in a row of declines. Every capital city except Darwin recorded a fall.

So, what could that mean for you?
• Buying? Softer prices and less competition may give you more choice and negotiating power.
• Already own? Changes in value could impact your equity and refinancing options.
• Investing? Lower prices may open up opportunities, but interest rates, holding costs and cash flow still matter.

Thinking about your next move? Get in touch and we can look at what the current market could mean for your plans.

General information only. It does not take into account your objectives, financial situation or needs.

#MortgageBrokers #PropertyMarketUpdate #HomeBuyers #Homeowners #PropertyInvestors #HomeLoans

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Open
Australia’s national Home Value Index fell 1.1% in September, marking the sixth month in a row of declines. Every capital city except Darwin recorded a fall. So, what could that mean for you? • Buying? Softer prices and less competition may give you more choice and negotiating power. • Already own? Changes in value could impact your equity and refinancing options. • Investing? Lower prices may open up opportunities, but interest rates, holding costs and cash flow still matter. Thinking about your next move? Get in touch and we can look at what the current market could mean for your plans. General information only. It does not take into account your objectives, financial situation or needs. #MortgageBrokers #PropertyMarketUpdate #HomeBuyers #Homeowners #PropertyInvestors #HomeLoans

Australia’s national Home Value Index fell 1.1% in September, marking the sixth month in a row of declines. Every capital city except Darwin recorded a fall.

So, what could that mean for you?
• Buying? Softer prices and less competition may give you more choice and negotiating power.
• Already own? Changes in value could impact your equity and refinancing options.
• Investing? Lower prices may open up opportunities, but interest rates, holding costs and cash flow still matter.

Thinking about your next move? Get in touch and we can look at what the current market could mean for your plans.

General information only. It does not take into account your objectives, financial situation or needs.

#MortgageBrokers #PropertyMarketUpdate #HomeBuyers #Homeowners #PropertyInvestors #HomeLoans ...

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Even profitable businesses can experience periods where money going out doesn’t line up perfectly with money coming in.

Working capital finance may help eligible businesses manage short-term expenses, seasonal demand or temporary cash flow gaps.

The right option depends on your business needs, financial position and how the funding will be used.

#MortgageBroker #WorkingCapital #CommercialFinance #CashFlow #BusinessFinance

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Open
Even profitable businesses can experience periods where money going out doesn’t line up perfectly with money coming in. Working capital finance may help eligible businesses manage short-term expenses, seasonal demand or temporary cash flow gaps. The right option depends on your business needs, financial position and how the funding will be used. #MortgageBroker #WorkingCapital #CommercialFinance #CashFlow #BusinessFinance

Even profitable businesses can experience periods where money going out doesn’t line up perfectly with money coming in.

Working capital finance may help eligible businesses manage short-term expenses, seasonal demand or temporary cash flow gaps.

The right option depends on your business needs, financial position and how the funding will be used.

#MortgageBroker #WorkingCapital #CommercialFinance #CashFlow #BusinessFinance ...

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The RBA has raised the cash rate to 4.60%, its fourth increase this year.

Inflation is still running high, which is keeping pressure on rates.

For home buyers, that can mean lower borrowing power and higher repayments.

For homeowners, variable repayments may rise again, while fixed-rate borrowers should keep an eye on when their fixed term ends.

If you’re unsure what this means for your home loan or property plans, message us today.

#MortgageBroker #RBA #CashRateUpdate #InterestRates

0 0
Open
The RBA has raised the cash rate to 4.60%, its fourth increase this year. Inflation is still running high, which is keeping pressure on rates. For home buyers, that can mean lower borrowing power and higher repayments. For homeowners, variable repayments may rise again, while fixed-rate borrowers should keep an eye on when their fixed term ends. If you’re unsure what this means for your home loan or property plans, message us today. #MortgageBroker #RBA #CashRateUpdate #InterestRates

The RBA has raised the cash rate to 4.60%, its fourth increase this year.

Inflation is still running high, which is keeping pressure on rates.

For home buyers, that can mean lower borrowing power and higher repayments.

For homeowners, variable repayments may rise again, while fixed-rate borrowers should keep an eye on when their fixed term ends.

If you’re unsure what this means for your home loan or property plans, message us today.

#MortgageBroker #RBA #CashRateUpdate #InterestRates ...

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