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Our Services

We're here to listen, help, and make your dreams become a reality.

What sets us apart is our commitment to working closely with you, tailoring our services to best suit your goals and needs.

Whether you are a first home buyer, existing home owner looking to upgrade and/or move to a different location, a seasoned investor, or are just looking to optimise your financial position by finding a cheaper interest rate, we will walk with you and stand by you on your journey.

At Smyth Loan Co we specialise in residential home and investment lending, with access to over 50 lenders of all shapes and sizes. Every situation is unique and requires a different solution, we know from experience what will work best, and which options are in your best interests.

We are more than just mortgage brokers; we are people, who understand people. We are your friends in the world of finance and are ready to help you make your dreams a reality.

Contact us today and see what we can achieve – Dream BIG!

Our Services Include:

Home Loans

Whether you’re purchasing your first home, upgrading, or refinancing your existing loan, we have the expertise to assist you in finding the perfect home loan.

Investment Loans

Looking to grow your property portfolio? Our team can guide you through investment loan options to maximize your potential returns.

Refinancing

Maximize interest savings by switching to a cheaper rate Or utilise equity for that much needed home reno or holiday. Our Refinance Loans optimize mortgages. Elevate your financial strategy with expert guidance and competitive rates. Your path to better financing starts here.

First Home Buyers Loan

Step into your first home confidently. Our tailored loans guide your homeownership journey. Your dream home is within reach with our expert assistance.

Construction Loans

Building your dream home?
Our construction loan solutions can provide the necessary funds to turn your vision into reality.

Debt Consolidation Loan

Simplify your finances and reduce your interest payments by consolidating your debts with our tailored solutions.

Personal Loans

Empowering life’s ambitions. Our flexible Personal Loans aid renovations, events, and debt consolidation. Embrace opportunities with competitive rates and adaptable terms.

Vehicle Loans

Drive with certainty. Our Vehicle Finance offers hassle-free options for your dream ride. Get behind the wheel, powered by seamless financing.

Development Loans

Build futures with us. Our Development Loans fuel projects—residential to commercial. Your vision, backed by financial support and expertise.

Asset Finance

Expand, prosper, own. Asset Finance fuels business growth and personal collections. Acquire assets with tailored financing, enhancing potential.

Government Grants

There are several State & Federal Government Grants, Schemes & Incentives that may improve your chances of owing a home if your income is not quite enough to borrow what is needed through normal means OR your deposit is lacking.

Professional Packages

Tailored packages for professionals, executives and self-employed business owners.

Ready to make the move?

Get in Touch
Even profitable businesses can experience periods where money going out doesn’t line up perfectly with money coming in.

Working capital finance may help eligible businesses manage short-term expenses, seasonal demand or temporary cash flow gaps.

The right option depends on your business needs, financial position and how the funding will be used.

#MortgageBroker #WorkingCapital #CommercialFinance #CashFlow #BusinessFinance

Even profitable businesses can experience periods where money going out doesn’t line up perfectly with money coming in.

Working capital finance may help eligible businesses manage short-term expenses, seasonal demand or temporary cash flow gaps.

The right option depends on your business needs, financial position and how the funding will be used.

#MortgageBroker #WorkingCapital #CommercialFinance #CashFlow #BusinessFinance
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The RBA has raised the cash rate to 4.60%, its fourth increase this year.

Inflation is still running high, which is keeping pressure on rates.

For home buyers, that can mean lower borrowing power and higher repayments.

For homeowners, variable repayments may rise again, while fixed-rate borrowers should keep an eye on when their fixed term ends.

If you’re unsure what this means for your home loan or property plans, message us today.

#MortgageBroker #RBA #CashRateUpdate #InterestRates

The RBA has raised the cash rate to 4.60%, its fourth increase this year.

Inflation is still running high, which is keeping pressure on rates.

For home buyers, that can mean lower borrowing power and higher repayments.

For homeowners, variable repayments may rise again, while fixed-rate borrowers should keep an eye on when their fixed term ends.

If you’re unsure what this means for your home loan or property plans, message us today.

#MortgageBroker #RBA #CashRateUpdate #InterestRates
...

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Backing your team takes passion. Backing your next financial move takes a plan.
 
Here’s to a cracking finals season!
 
#MortgageBroker #FootyFinals #AFLFinals #FinanceGoals

Backing your team takes passion. Backing your next financial move takes a plan.

Here’s to a cracking finals season!

#MortgageBroker #FootyFinals #AFLFinals #FinanceGoals
...

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LIONS 🦁 or FREO ⚓️ ? ... a tough one this year!

LIONS 🦁 or FREO ⚓️ ? ... a tough one this year! ...

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Your deposit is only one part of the homebuying budget.

You may also need to allow for costs such as government charges, conveyancing, building and pest inspections, lender fees and moving expenses.

Planning for these early can help you avoid unexpected costs along the way.

Speak with us to get a clearer picture of what to budget for.

#MortgageBroker #HomeBuyer #FirstHomeBuyer #HomeLoans

Your deposit is only one part of the homebuying budget.

You may also need to allow for costs such as government charges, conveyancing, building and pest inspections, lender fees and moving expenses.

Planning for these early can help you avoid unexpected costs along the way.

Speak with us to get a clearer picture of what to budget for.

#MortgageBroker #HomeBuyer #FirstHomeBuyer #HomeLoans
...

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New mic 🎤 + same dude + some not so good news 📈
#smythloanco 
#borrowingmoney
#interestrates
#whynomoney

New mic 🎤 + same dude + some not so good news 📈
#smythloanco
#borrowingmoney
#interestrates
#whynomoney
...

6 0
The property market is shifting, and the latest numbers show buyers may be gaining a little more breathing room.

National home values fell 0.9% in August, with softer demand, higher borrowing costs and more properties available for sale contributing to the slowdown.

Buying? You may have more choice and room to negotiate.
Already own? Changes in values could affect your equity or refinancing plans.
Investing? Rental yields are improving, but borrowing and holding costs still matter.

Every situation is different. Chat with us to see what these market changes could mean for you.

Source: Cotality Home Value Index, September 2026. General information only.

#PropertyMarketUpdate #HomeBuyers #Homeowners #PropertyInvestors #HomeLoans #MortgageBroker

The property market is shifting, and the latest numbers show buyers may be gaining a little more breathing room.

National home values fell 0.9% in August, with softer demand, higher borrowing costs and more properties available for sale contributing to the slowdown.

Buying? You may have more choice and room to negotiate.
Already own? Changes in values could affect your equity or refinancing plans.
Investing? Rental yields are improving, but borrowing and holding costs still matter.

Every situation is different. Chat with us to see what these market changes could mean for you.

Source: Cotality Home Value Index, September 2026. General information only.

#PropertyMarketUpdate #HomeBuyers #Homeowners #PropertyInvestors #HomeLoans #MortgageBroker
...

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Here’s to the legends we call Dad.
 
Happy Father’s Day!
 
#FathersDay #HappyFathersDay #CelebrateDad #Family

Here’s to the legends we call Dad.

Happy Father’s Day!

#FathersDay #HappyFathersDay #CelebrateDad #Family
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Spring can bring plenty of new properties onto buyers’ radars.
 
Before spending every Saturday at open homes, it can help to have a clearer idea of your borrowing position.
 
A pre-approval can give you an indication of how much a lender may be prepared to lend, subject to its conditions, and help you set a more realistic property budget.
 
Get your finance sorted before you start house hunting. Contact us today!
 
#MortgageBroker #PreApproval #HomeBuyer #SpringPropertyMarket #HomeLoans

Spring can bring plenty of new properties onto buyers’ radars.

Before spending every Saturday at open homes, it can help to have a clearer idea of your borrowing position.

A pre-approval can give you an indication of how much a lender may be prepared to lend, subject to its conditions, and help you set a more realistic property budget.

Get your finance sorted before you start house hunting. Contact us today!

#MortgageBroker #PreApproval #HomeBuyer #SpringPropertyMarket #HomeLoans
...

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Property investing doesn’t have to start with knowing everything.

A good first step is understanding your finance position, including your borrowing power, deposit or available equity, repayments and potential lender options.

From there, you can make decisions with more confidence and less guesswork.

Get in touch to start reviewing your investment finance options.

#MortgageBrokers #InvestmentFinance #PropertyInvestment #BorrowingPower #Equity

Property investing doesn’t have to start with knowing everything.

A good first step is understanding your finance position, including your borrowing power, deposit or available equity, repayments and potential lender options.

From there, you can make decisions with more confidence and less guesswork.

Get in touch to start reviewing your investment finance options.

#MortgageBrokers #InvestmentFinance #PropertyInvestment #BorrowingPower #Equity
...

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