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Community

Smyth Loan Co is a community-oriented financial institution that actively participates in supporting local clubs and charitable causes.

One of our notable initiatives is the sponsorship of the Lauderdale Yacht Club, a non-for profit sailing club situated on the idyllic Frederick Henry Bay in South Eastern Tasmania.

Smyth Loan Co is committed to promoting an active lifestyle and healthy way of living, encouraging its employees and clients alike to participate in regular sporting and recreational activities within the community.

We assist Lauderdale Yacht Club with sponsorship, helping to cover various expenses and maintain its facilities, ultimately contributing to the overall growth and well-being of the club’s members.

In addition to supporting local clubs, Smyth Loan Co demonstrates its social responsibility by donating a portion of its net profit to charities. Specifically, the company donates a percentage of its net profit to the Cancer Council, a well-known organisation dedicated to cancer research, prevention, and support for those affected by cancer.

We are a caring organisation with a concern for health and wellness issues within the community. We hope to contribute to additional initiatives or charities like this and wish to make a positive impact on people’s lives.

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With interest rates increasing, it’s no surprise many homeowners are reviewing their loan options.

A fixed rate can offer repayment certainty, while a variable rate may give you more flexibility. Some borrowers also choose a split loan to get a bit of both.

Not sure what’s right for you? Contact us today and let’s review your options.

#MortgageBroker #FixedRate #VariableRate #HomeLoans #InterestRates

With interest rates increasing, it’s no surprise many homeowners are reviewing their loan options.

A fixed rate can offer repayment certainty, while a variable rate may give you more flexibility. Some borrowers also choose a split loan to get a bit of both.

Not sure what’s right for you? Contact us today and let’s review your options.

#MortgageBroker #FixedRate #VariableRate #HomeLoans #InterestRates
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Australia’s national property market was flat in May, with Cotality’s Home Value Index recording 0.0% growth.

Sydney and Melbourne went down, while Perth and Darwin continued to grow. This shows that every market is different, so it’s important to understand your options before buying, refinancing or investing.

If you’re thinking about your next move, let’s chat today.

#MortgageBroker #PropertyMarket #HomeValues #PropertyInvesting

Australia’s national property market was flat in May, with Cotality’s Home Value Index recording 0.0% growth.

Sydney and Melbourne went down, while Perth and Darwin continued to grow. This shows that every market is different, so it’s important to understand your options before buying, refinancing or investing.

If you’re thinking about your next move, let’s chat today.

#MortgageBroker #PropertyMarket #HomeValues #PropertyInvesting
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Whether it is a new tools, machinery or equipment, do not rush into the first finance option on offer.

EOFY deals can look tempting, but the finance structure matters just as much as the purchase price.

Message us to review your options before EOFY.

#MortgageBroker #BusinessFinance #AssetFinance #EquipmentFinance

Whether it is a new tools, machinery or equipment, do not rush into the first finance option on offer.

EOFY deals can look tempting, but the finance structure matters just as much as the purchase price.

Message us to review your options before EOFY.

#MortgageBroker #BusinessFinance #AssetFinance #EquipmentFinance
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EOFY is not just tax time.

For property investors, it could be the right time to check your loan, equity, cash flow and next move.

Contact us today and let’s review your finance options before EOFY ends!

#MortgageBroker #EOFY #PropertyInvesting #Equity #CashFlow

EOFY is not just tax time.

For property investors, it could be the right time to check your loan, equity, cash flow and next move.

Contact us today and let’s review your finance options before EOFY ends!

#MortgageBroker #EOFY #PropertyInvesting #Equity #CashFlow
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Property investors, it’s that time again! 

EOFY is creeping up fast! Before June 30 rolls around, here are 5 things worth considering:
✔️ Review your investment loans.
✔️ Check your equity position.
✔️ Take a fresh look at your cash flow.
✔️ Chat with your accountant.
✔️ Start mapping out your next move with us.

If you’re not sure where to start, reach out and let’s explore your options together.

#MortgageBroker #PropertyInvesting #PropertyInvestor #EOFY

Property investors, it’s that time again!

EOFY is creeping up fast! Before June 30 rolls around, here are 5 things worth considering:
✔️ Review your investment loans.
✔️ Check your equity position.
✔️ Take a fresh look at your cash flow.
✔️ Chat with your accountant.
✔️ Start mapping out your next move with us.

If you’re not sure where to start, reach out and let’s explore your options together.

#MortgageBroker #PropertyInvesting #PropertyInvestor #EOFY
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Just like your physical health, your credit health deserves regular attention.

Understanding your credit position before you apply for a mortgage could help identify potential "surprises" early and may give you more confidence when it comes time to apply.

We help our clients understand their credit files and how their credit history might impact their borrowing options.

Contact us today and let’s do your credit check-up with us!

#MortgageBroker #HomeLoans #CreditScore #BorrowingPower

Just like your physical health, your credit health deserves regular attention.

Understanding your credit position before you apply for a mortgage could help identify potential "surprises" early and may give you more confidence when it comes time to apply.

We help our clients understand their credit files and how their credit history might impact their borrowing options.

Contact us today and let’s do your credit check-up with us!

#MortgageBroker #HomeLoans #CreditScore #BorrowingPower
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3 signs you could be overpaying on your mortgage:
• Your interest rate is higher than current market rates.
• You’re paying for features you’re not using (like an offset account).
• You haven’t reviewed your loan in over 2 years.

If any of these sound familiar, it might be worth reviewing your options.

Message us today to see if your current deal is still right for you.

#MortgageBroker #HomeLoan #InterestRates #Homeowner

3 signs you could be overpaying on your mortgage:
• Your interest rate is higher than current market rates.
• You’re paying for features you’re not using (like an offset account).
• You haven’t reviewed your loan in over 2 years.

If any of these sound familiar, it might be worth reviewing your options.

Message us today to see if your current deal is still right for you.

#MortgageBroker #HomeLoan #InterestRates #Homeowner
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In some cases, yes, you may be able buy a home with just a 5% deposit.

There are options available with a 5% deposit, but it will depend on your individual circumstances.

It’s also worth keeping in mind that a smaller deposit may result in higher monthly payments and a higher interest rate.

Speaking to us can help you understand what options may be available to you, contact us today!

#MortgageBroker #FixedRate #HomeLoan #FirstTimeBuyer #Homeowner

In some cases, yes, you may be able buy a home with just a 5% deposit.

There are options available with a 5% deposit, but it will depend on your individual circumstances.

It’s also worth keeping in mind that a smaller deposit may result in higher monthly payments and a higher interest rate.

Speaking to us can help you understand what options may be available to you, contact us today!

#MortgageBroker #FixedRate #HomeLoan #FirstTimeBuyer #Homeowner
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When your fixed rate is coming to an end, don’t just roll onto whatever your lender offers next.

This may be the right time to review your mortgage and make sure it still fits your current goals, lifestyle, and budget.

We can help you:
• Review your existing loan.
• Check if your rate is still competitive.
• Explore options across multiple lenders.

Message us today and let us help you see what your options look like.

#MortgageBroker #FixedRate #HomeLoan #FirstTimeBuyer #Homeowner

When your fixed rate is coming to an end, don’t just roll onto whatever your lender offers next.

This may be the right time to review your mortgage and make sure it still fits your current goals, lifestyle, and budget.

We can help you:
• Review your existing loan.
• Check if your rate is still competitive.
• Explore options across multiple lenders.

Message us today and let us help you see what your options look like.

#MortgageBroker #FixedRate #HomeLoan #FirstTimeBuyer #Homeowner
...

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Home value growth is slowing!

Cotality’s national Home Value Index rose 0.3% in April, the slowest pace since January 2025. All capital cities saw slower growth, although conditions still vary by location.

If you’ve been waiting for the market to settle, this could be your opportunity.

Whether you’re buying, refinancing or reviewing your loan, we’re here to help. Get in touch today!

#MortgageBroker #PropertyMarket #HomeValues #PropertyInvesting

Home value growth is slowing!

Cotality’s national Home Value Index rose 0.3% in April, the slowest pace since January 2025. All capital cities saw slower growth, although conditions still vary by location.

If you’ve been waiting for the market to settle, this could be your opportunity.

Whether you’re buying, refinancing or reviewing your loan, we’re here to help. Get in touch today!

#MortgageBroker #PropertyMarket #HomeValues #PropertyInvesting
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Happy Mother’s Day 💐

To all the amazing mums and mother figures, thank you for everything you do.

#MothersDay #Family

Happy Mother’s Day 💐

To all the amazing mums and mother figures, thank you for everything you do.

#MothersDay #Family
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Refinance & Consolidation - How do save a bucket 🪣 load of cash 💸 💰 

#smythloanco 
#savingashitloadofmoney 
#howgoodisthat 
#whaaaaaat

Refinance & Consolidation - How do save a bucket 🪣 load of cash 💸 💰

#smythloanco
#savingashitloadofmoney
#howgoodisthat
#whaaaaaat
...

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